Steve Harrell and Toby Tolp for Sanibel, Captiva and All South West Florida Real Estate

Whether you’re seeking adventure or relaxation, the lifestyle on Sanibel and Captiva Islands offers something for everyone. And when you’re ready to explore your options, count on Steve Harrell & Toby Tolp for the insight and expertise you need to make the most of your opportunities.

With their combined analytical skills, technical savvy, local market expertise and love for working with people, you get two professionals who offer The Perfect Blend for Your Success. They know your needs are unique—from vacation properties to year-round family residences to country club estates—and they take the time to listen to your concerns and customize a plan for you. Contact them today to receive service that goes beyond the normally recognized standard of excellence.

*Sanibel Homes Permits Highest Since 2006
Sanibel City Manager Judie Zimomra has announced that the city has received the 20th single family home permit application for the  current year, which runs October 1, 2009 through September 30, 2010.
In comparison, for the entire fiscal year of 2005, 16 single family home permits were issued on Sanibel; there were 19 in 2006; 17 in 2007; and 11 in 2008.
Zimomra stated, "As a community Sanibel offers an excellent quality of life to your residents.  As our city continues to reach build out the remaining lots on the island are very desirable, perhaps even more so during the current economic climate."
"We are especially pleased that our new construction os not confined to a single neighborhood but is occurring island-wide."

*Mortgage Rates

Conforming rates
Conforming Rate Points/Origination Fee
5/1 ARM 3.125% 0.000%
7/1 ARM 3.375% 0.000%
10/1 ARM 3.750% 0.000%
15 year Fixed Rate 3.750% 0.000%
30 year Fixed Rate 4.500% 0.000%
Pricing for purchase, refinance at higher rate. Primary & second homes. Rates subject to change. Pricing assumes FICO score of 720+. Loan amounts from $250,000 - $417,000. 90 day lock.

Jumbo rates
JUMBO Rate Points/Origination Fee
5/1 ARM 4.500% 0.000%
15 year Fixed Rate 4.625% 0.000%
30 year Fixed Rate 5.250% 0.000%
Auto debit checking required -Wachovia/Wells Fargo acct.
Rates subject to change. Prices for primary & second home to $2 million. FICO score 720+. 90 day lock in.

(Wells Fargo Home Mortgage)


 
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Steve Harrell and Toby Tolp
info@SteveAndToby.com

800.553.7338 Ext. 252 | 239.472.5187 Ext. 252
1560 Periwinkle Way • Sanibel, FL 33957